https://jornaleconomico.sapo.pt/noticia ... das-casas/A garantia pública que permite ao jovens até 35 anos serem financiados a 100% para a compra da primeira casa levou ao aumento da procura e, por consequência, dos preços da habitação. De acordo com a edição de hoje do Correio da Manhã, os especialistas antecipam um cenário em que o custo de aquisição continuará a subir este ano, embora a um ritmo mais lento.
Garantia pública para jovens sobe preço das casas
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Lvsitano
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Garantia pública para jovens sobe preço das casas
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Virtua
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Re: Garantia pública para jovens sobe preço das casas
Portugal até já vem no The economist desta semana.
Resumo chat GPT:
"Housing Shortages Worsened by Misguided Rental Policies
Over the past decade, governments across the developed world have launched a wave of interventions aimed at easing pressure on renters—only to see housing shortages deepen and rents climb further. Despite inflation easing elsewhere, rental costs have surged by around 5% year-on-year, revealing that popular measures like rent controls, tax hikes on landlords, and tightened tenancy rules have failed to address the root problem: a chronic lack of housing supply.
From Germany’s “rent brake” to Spain’s curbs on large landlords and Australia’s limits on investor lending, the policies often stem from the belief that landlord profiteering is to blame. But these regulations have instead discouraged property owners from renting, shrinking the availability of homes. In cities like Barcelona and Dublin, the number of rental listings has plunged even as populations grow. Meanwhile, homeownership remains out of reach for many, with high interest rates freezing real estate markets and pushing more people into an already overstretched rental sector.
While rent controls may provide short-term relief, they amplify long-term problems by reducing incentives to maintain or expand rental supply. The resulting gridlock hurts not just tenants, but the wider economy by limiting mobility and flexibility. Encouragingly, some governments are beginning to rethink these policies, recognizing that only a sustained boost in housing construction can truly ease pressure on rents.
In the end, the clearest path to fairer, more affordable housing lies not in punishing landlords, but in unlocking supply. Where building is easier—like in Texas—rents are more manageable and calls for intervention are fewer. The solution is simple, if politically challenging: build more homes."
Resumo chat GPT:
"Housing Shortages Worsened by Misguided Rental Policies
Over the past decade, governments across the developed world have launched a wave of interventions aimed at easing pressure on renters—only to see housing shortages deepen and rents climb further. Despite inflation easing elsewhere, rental costs have surged by around 5% year-on-year, revealing that popular measures like rent controls, tax hikes on landlords, and tightened tenancy rules have failed to address the root problem: a chronic lack of housing supply.
From Germany’s “rent brake” to Spain’s curbs on large landlords and Australia’s limits on investor lending, the policies often stem from the belief that landlord profiteering is to blame. But these regulations have instead discouraged property owners from renting, shrinking the availability of homes. In cities like Barcelona and Dublin, the number of rental listings has plunged even as populations grow. Meanwhile, homeownership remains out of reach for many, with high interest rates freezing real estate markets and pushing more people into an already overstretched rental sector.
While rent controls may provide short-term relief, they amplify long-term problems by reducing incentives to maintain or expand rental supply. The resulting gridlock hurts not just tenants, but the wider economy by limiting mobility and flexibility. Encouragingly, some governments are beginning to rethink these policies, recognizing that only a sustained boost in housing construction can truly ease pressure on rents.
In the end, the clearest path to fairer, more affordable housing lies not in punishing landlords, but in unlocking supply. Where building is easier—like in Texas—rents are more manageable and calls for intervention are fewer. The solution is simple, if politically challenging: build more homes."
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